can they do this? I just saw an inquiry from this collectory yesterday on my credit report. Does this count against me?
If it was a hard inquiry - yes it will count against you in points off your score. If it was a soft one or one of those account review inquiries it will not.
And yes, they have a permissible purpose to pull. It's probably a hard pull, so it will affect your score.
Have you received anything from the CA yet? IMHO they only have a PP to pull if and only if they can validate.
Enigma raise a good point. However, that would be an implied violation insofar as there is no express language that covers this topic. It may well be a topic of first impression under the right facts.
A well plead argument, coupled with the economics of litigation and the burden of discovery, usually leads to a favorable response.
I agree and the description of "burden" surrounding discovery is spot on. Many a case are settled by simply serving a good set of interrogatories, requests, and admissions. It really is better to just serve it with the Complaint is allowed in the jurisdiction.
