I've seen numerous posts where folks talk about combing three Cap One accounts into one, So how does that show up on the CR? 2 closed accounts? Does the high balances show a combination of accounts? Does the account now assume the age of the oldest open account? I have been thinking of asking to get accounts combined, but I would like to get a better idea of what affect that would have on my CR.
2 closed 1 open... The one that is open will state what ever your HIGH BALANCE WAS...on "THAT" CARD...not all 3 combined together... We did 2 of hers into 1...then later our 2 into 1 "JOINT"
In addition, the ones you close will be shown as "paid off, $0 balance, closed by consumer" - an account in good standing forever ...
Can someone verify that is the case with Cap.1? I am going to call and combine when my newest cap1 hits 24 months.
Re: Re: Combining 3 accounts into 1 We did 2 of hers into 1...then later our 2 into 1 "JOINT" VERIFY WHAT??? don't believe me???
Re: Re: Combining 3 accounts into 1 You gotta search the board ... I saw a post recently about someone done that with his three Cap One cards. I've done it with Citibank and Chase.
