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Discussion in 'Credit Talk' started by peeper, Apr 20, 2001.
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It's not always easy to predict what CapOne will and won't do, but I don't think you should have a problem combining your two accounts. Since they are both over the mandatory six months, you've already met their criteria.
While being near the limit on both cards isn't ideal, CapOne shouldn't care. They are still going to get their money. You'll just be sending in one check, instead of two.
Go ahead and ask. The worse they can say is no. And, I think I'd bypass customer service. Just go directly to retention.
Good luck and let us know what happens. I will soon be calling to combine two CapOne cards myself.
I called retention and had my Cap one MC and my wife's visa combined with no problem. I even got the interest rate lowered from to 18.9% Mine was 23.9 and my wife's was 25.9%