I have 2 Capital One cards. A lovely Gold with a huge $300 limit and a classic card with $500 limit. Both cards will have reached the 6 month criteria for combining cards next Monday. I called today just to get a sense of what their standing would be on combining my cards. They told me that when you combine cards, they take whatever card you choose to close and combine half of that balance with he account you are going to keep open. That sounds like crap to me. What benefit is there in combining cards if they only allot half the balance. I wanted to keep the Gold card open but I would only have a $550 limit. Saar, help me out. I want to be prepared when I call next Monday. I want the full limit combined. Thanks to all who give advise, Mike G.