Does anybody have this card, their rate seem pretty good?? But it seems you need to have bank account with them. http://www.commercebank.com/148.html
Been a card holder for years I have the gold. I am not sure if they require you to bank with them or not. I also have free checking and the Gold can be used as overdraft protecetion.
Brenda, The ar is on Equifax in Missouri I am in Equifax territory here. The original application was so many years ago I have no idea. You can customer service and ask.