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Discussion in 'Credit Talk' started by eileen, Jul 26, 2000.
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Yes, they can sell your debt to anyone at any time. You are liable for the debt until the statute of limitations runs out for your state. It will be on your credit report until 7 years have passed after the date of your first delinquency that eventually turned the account into a charge off.
note that if you settle a debt for less than the original amount, they will report the unpaid amount plus interest to the IRS as income (for you) and you will have to pay taxes on it.