confidentiality clause/non-dis

Discussion in 'Credit Talk' started by Kelly, Nov 20, 2000.

  1. Kelly

    Kelly Well-Known Member

    Is there a standard confidentiality clause/non-disclosure agreement used for debt negotiations? I'm not getting anywhere with complete deletions for payment on some small medical debts. I thought I'd give this a try. Has this worked for anyone? How should I word it?

    Thanks,
    Kelly
     
  2. Cadillac408

    Cadillac408 Well-Known Member

    RE: confidentiality clause/non

    Are you trying to get them to sign some kind of confidentiality agreement, therefore getting a deletion out of them by disputing w/ the CRA's (since they won't be able to respond do to the agreement)? If so, I would like some information on that as well. I might have to use that bargining tool in the future to get things deleted. I also suggested this technique w/ Momof3 and her fiasco w/ that utility company.
     
  3. Kristi

    Kristi Guest

    RE: confidentiality clause/non

    Here is a settlement letter with a confidential clause. The trick is not to make the Confidential clause so obvious but rather very mixed in with your letter as to not alert them to it.

    http://www.carreonandassociates.com/Sample%20Offer.htm

    all sample letters are at http://www.carreonandassociates.com/sampleletters.htm

    Kelly wrote:
    -------------------------------
    Is there a standard confidentiality clause/non-disclosure agreement used for debt negotiations? I'm not getting anywhere with complete deletions for payment on some small medical debts. I thought I'd give this a try. Has this worked for anyone? How should I word it?

    Thanks,
    Kelly
     
  4. Kelly

    Kelly Well-Known Member

    You hit the nail on the head

    That is exactly what I'm trying to do!!!

    Kelly
     
  5. Kelly

    Kelly Well-Known Member

    RE: confidentiality clause/non

    Thanks Kristi,

    I see what your getting at. But I have a question. I understand why I don't want it obvious - so that they'll sign it. But, since it's not so obvious - won't they more than likely verify it thru the CB?

    I guess I'd just raise hell then huh!

    Kelly
     
  6. Cadillac408

    Cadillac408 Well-Known Member

    Yeah...so what do you do.....

    when they sign the agreement, then like a month later you dispute and they verify??
     
  7. Kristi

    Kristi Guest

    RE: Yeah...so what do you do..

    Right. And you now have this written letter with the confid.clause right in there. It does not matter if it is not obvious. The CRA have no power over a personal agreeement that you and a creditor have but the creditor has a liability to oblige the contract. That letter will be your proof later wherein you can highlight the conf.clause and send a copy to the creditor.

    MP$40 wrote:
    -------------------------------
    when they sign the agreement, then like a month later you dispute and they verify??
     

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