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Confirmation..TU score is bogus

Discussion in 'Credit Talk' started by miles, Jul 26, 2002.

  1. Jul 26, 2002 #1
    miles

    miles Well-Known Member

    I was able to purchase my TU FICO score online. There is a huge difference:

    TU score: 640
    Eloan score: 730
    FICO score: 757

    TU should be ashamed!! :-D
     
  3. Jul 26, 2002 #2
    GEORGE

    GEORGE Well-Known Member

    Get your money back...ONE WAY OR THE OTHER...

    From TRANS UNION or your CREDIT CARD...
     
  4. Jul 26, 2002 #3
    LKH

    LKH Well-Known Member

    Yep. My TU FICO was over 60 pts higher than the TU joke score.
     
  5. Jul 26, 2002 #4
    Maggie75

    Maggie75 Well-Known Member

    maybe the correlation between the FICO score from TU and the TU score has something to do with why you lose points on the models? whether it is due to cc limits and utilization versus whether or not you have BK and related accounts or chargeoffs or recent latepays ?

    just a thought >>>>

    I have Library felon collection account and 13BK from 1996 and all the negatives on the 6 accounts are related to BK with exception of library acct and Countrywide Mortgage with 2 30 day lates in 2001.

    for whatever reason, my two scores are one point different for TU and the TU FICO.

    as a matter of fact, all mine are getting really close together, no matter what CRA ??? see below
     
  6. Jul 26, 2002 #5
    ljones4521

    ljones4521 Well-Known Member

    My TU score is 639 with 5 collection accounts and 10 current accounts! All other scores are low 600's.
     
  7. Jul 27, 2002 #6
    Kinetix

    Kinetix Well-Known Member

    Lol, if this is true I'm in the 800 club heh
     

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