I got my respose from them in the mail telling me I had not been accepted because of my number of revolving accounts (like what does this mean??!!)....I dont own any other credit or store cards.... They also mentioned the length of time at my current residence... what does that have to do with anything??? I have been here just over 2 years at the same place. I then called Trans Union and am getting my credit report sent to me. Just because I have no idea why they would deny me because of these things. I am constantly getting credit card offers in the mail, but I watch for the rates and all the rest. I have decided to get one to establish some credit. I have payed my bills on time... I am very responsible, so I am just wondering why this is happening. If anyone could help with some advice, I would really appreciate it!