Confusion in tolling definition vs moving to a new state

Discussion in 'Credit Talk' started by hammerbill, Apr 27, 2012.

  1. hammerbill

    hammerbill New Member

    I lived in Idaho when a hospital debt was incurred and soon afterwards moved to Ohio. The statute of limitations for Idaho is passed, but the law in Idaho says debts toll when one leaves the state. Ohio has a ridiculously long statute of limitations-15 years. I was wondering if a collection agency could ever possibly pursue the debt on me in Ohio. I was wondering if tolling of debts literally means the debt will be tolled forever since I will never go back to Idaho to finish an "untolled" statute of limitations period.

    If it is relevant, I always pay legitimate debts but this one was incurred by the original creditor verbally lying to me about the terms-then later changing their minds. While I understand that one should always get everything in writing, that still does not morally justify lying to people and then expecting them to cooperate with you because it's "the right thing to do".
     
  2. jam237

    jam237 Well-Known Member

    As far as I know, standard disclaimer, I am not an attorney, nor do I play one on T.V.

    Tolling suspends the SOL until you return the the state the debt was incurred, I don't think there is an expiration date on how long the tolling period could be.

    When you move to a new jurisdiction, the SOL for that jurisdiction applies, so they could pursue the debt under the longer SOL of the new jurisdiction.

    Have you disputed the debt, in writing, and raised the change in terms... Sometimes I have found, that if a CA knows that you could have a cause of action breach of contract, fraud or anything, against the OC, they want to get out from the middle of the lawsuit quicker than you can say "bye, bye!"
     

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