Congratulations! You have been approved for an Orchard Bank MasterCard! You should receive your card via US mail within 7 - 10 business days. You may also receive additional information by e-mail at the address you provided on your application. Order a complimentary copy of your online credit report now and enjoy the benefits of knowing what's on your report, who's been checking it, and more! Plus, get helpful credit tips and know when key information changes on your credit report with a 30-day trial of the CreditCheck® Monitoring Service* membership. Try it now! *CreditCheck(R) Monitoring Service is a product of ConsumerInfo.com. An annual fee will be payable at the end of the trial period. ConsumerInfo.com is not affiliated with Household Bank. This is Great a Month and a half ago i went from low 500 to mid 650 I owe it all to this board we are on our way this is the 2nd cc we have gotten in the last 30 days they keep comming in the mail now Thanks all feels good to at least be getting credit again even though is SUB SUB PRIME hehe cap1 gave us 500 cl mr cooke bumped it to 1k after 2 months orchard(household) just gave us 1,500 Thanks Bill & Julie ***Movin ON UP to the East Side with Delux Apts In The Skyyyyyyyyy***
I didn't mean to cut up the quote like that, but I agree, this board is the greatest. Congrats to your success.
Might be time to go for the Citibank Silver AA card. Do a search on Back Door Double or BDD. Worked for me. Congratulations!
A hint, based on my own mistakes - don't take every offer you get. Inquiries start building up, and your score will drop. Get maybe two or three cards, and work with them to get your CL increased, rate lowered, account upgraded, etc. One day your score will be up there and you will be having to close these subprime accounts, and then that will affect your score. If I had it to do over again, I would never have taken the Associates card, the second Providian card, I would only have one gas card. I probably would not have taken the CapOne card, although many are happy with them, their practice of not reporting the limit is a real pain IMO. CCC's like Citi and B of A do not want to see 5 or 6 subprime accounts when you apply for their card. There you are with, all that open credit (with horrible terms) and their response is "but you have cards you don't use, you don't need another one." I know - I've heard those words. Let me add my congratulations!
