Is there any companies out there that will loan me the money to pay off Cross Country, at a lower interest rate? I'm not behind on any of my cards or payments. I just want to pay them off, without a negative report on my credit.
RE: Consolidating Cross Countr If you don't have any negative items on your credit report, you can apply for one of the prime cards and transfer the balances to the new card. Regards, JP
RE: Consolidating Cross Countr The prime companies keep turning me down because of too many inquiries while applying for them!
RE: Consolidating Cross Countr If you are being turned down due to inquiries, I would suggest waiting 6-12 months before applying for anything else. If you are eligible for credit union membership anywhere, you may try that avenue. The APR is usually less than CCBs. JP