I think I have read in the past on this board that accounts that are in consumer disputes are not considered a part of the credit score. hence if all your derogs are in consumer disputes, then essentially your FICO is raised during the investigation phase. I tried to do a search for the past posts but could not come up with anything. Could anyone please post their experience with this? Best regards, Dan
Never mind, I found the past articles. If anyone does have new information on this topic please post. Best Regards, Dan