I pulled my EQ and EXP CR's at MyFICO today. On my EXP report one of the factors affecting my score is there was a high number of consumer finance company accounts being reported. The only thing I can see besides my credit card accounts is personal loan from AGF that was refi'ed three times in the past 5 years. Is it safe to say that AGF is the consumer finance company? This factor only shows up on my EXP report, not my EQ report. Thanks in advance for your input! L
