The weirdest thing... Today I get an alert e-mail from consumerinfo that says a negative item has been placed on my EXP report. It says that my Chase card is being reported as over the limit on 12/27/03. I have 2 cards with Chase both under 1 month old. One has no balance at all, the other has "no pre-set spending limit", and my balance is less than $1500. I call Chase and the rep says she has no idea what is going on everything is fine. I check EXP by using the online dispute link and do not see anything negative. Anybody have any experience with this? It makes me really nervous since I finally got EXP cleaned up.
PROBABLY A "GLITCH" I was supposed to get E-MAIL from FLEET for payments...NEVER DID...did 9 payments in one month...NEVER GOT ANY...CW (EQUIFAX) was supposed to notify me of changes...NEVER HAPPENED!!! Check back on the first MONDAY of JANUARY...the 5th
The one with no preset limit will not report a limit. So, when the approx $1500 reports, it is going to show your high credit as also $1500 and make it appear as though the card is maxed out. But that shouldn't make it appear as over limit.
