Some interesting votes took place in California State Senate last month regarding SB 1607 known as "Consumers' Right to Know" The bill passed overwhemingly both times and as it stands in California Require lenders to provide consumers with their specific credit score, what credit information went into making up the score, and an explanation of how credit scores work in the loan approval process; The CRA's will be in even more of rush to put out their versions' of credit scores (their already counting the profits) while Fair Isaac remains arrogant, secretive and intractable, say goodby FICO. Compel credit reporting agencies to correct inaccurate information in a timely manner; AHAHHAHHAAHHAHAHHAHAHAHHAHAHAHAHA I see nooooooooo changes Provide additional legal recourse to consumers when credit reporting agencies continue to report inaccurate information after acknowledging that the information is incorrect. Most interesting, I will be eagerly anticipating further information as regards this provision. For those who think the tide is turning, remember this is one state, and the most liberal, consumer oriented one at that. While it is conceivable that similar laws may be passed in other liberal states such as Massachutes, New England, New York and especially Wisconson, it will find tough going in many others particulary Florida, Texas, Delaware.