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Contact by mail only for OCs

Discussion in 'Credit Talk' started by Mecro, Mar 13, 2003.

  1. Mar 13, 2003 #1
    Mecro

    Mecro Well-Known Member

    Discover collections is irritating the hell out of me with their idiot collection calls. Is there a letter I can send for them to stop calling me? I can always block their number also, but I would also like to do smth via writing.

    Thanks
     
  3. Mar 14, 2003 #2
    jlynn

    jlynn Well-Known Member

    You may want to check your state's version of the FDCPA. It may well cover OC's when acting as debt collectors. (Texas does).
     
  4. Mar 14, 2003 #3
    Ruby

    Ruby Well-Known Member

    Where would we look for state info on FDCPA? Attorney General site, Secretary of State?
     
  5. Mar 14, 2003 #4
    jlynn

    jlynn Well-Known Member

    It could be 100 different places LOL. Attorney General, a state site, etc. My suggestion would be to google something like "fair credit" and your state, or credit laws and your state, or state statutes and your state.

    That ought to get you started.

    Good luck!
     
  6. Mar 14, 2003 #5
    bbauer

    bbauer Banned

    This should be the info you are looking for. It was in another post here on creditnet a while back.

    District of Columbia and the following states include creditors in their debt collection laws:
    Arkansas, California, Colorado, Connecticut, Florida, Iowa, Kansas, Louisiana, Maine, Maryland, Massachusetts, Michigan, New Hampshire, New York, North Carolina, Oregon, Pennsylvania, South Carolina, Texas, Vermont, West Virginia, and Wisconsin.
     

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