1) Send validation letter to CA 2) Green card comes back 3) dispute with CRA 4) CA verifies with CRA before validating with consumer Has the CA violated the FCRA? I've read where a OC must inform the CRA (at time of verification) you are in full dispute and if they don't, you have them on a violation. Does the same apply to CA's? AND How can one know whether or not the CA notified the CRA you are in dispute? Is it noted in the TL?