Continued collection activity?

Discussion in 'Credit Talk' started by Phreedom, Aug 19, 2003.

  1. Phreedom

    Phreedom Well-Known Member

    Consider the following scenario:

    1) Send validation letter to CA
    2) Green card comes back
    3) dispute with CRA
    4) CA verifies with CRA before validating with consumer

    Has the CA violated the FCRA?

    I've read where a OC must inform the CRA (at time of verification) you are in full dispute and if they don't, you have them on a violation.

    Does the same apply to CA's?
    AND
    How can one know whether or not the CA notified the CRA you are in dispute? Is it noted in the TL?
     
  2. lbrown59

    lbrown59 Well-Known Member

    """"```--~~~~~~~~~--```'""'''
    Consider the following scenario:

    1) Send validation letter to CA
    2) Green card comes back
    3) dispute with CRA
    4) CA verifies with CRA before validating with consumer
    Has the CA violated the FCRA?

    5*I've read where a OC must inform the CRA (at time of verification) you are in full dispute and if they don't, you have them on a violation.

    Does the same apply to CA's?
    AND
    7*How can one know whether or not the CA notified the CRA you are in dispute? Is it noted in the TL?
    Phreedom
    ==========================
    4*$1000.oo violation
    5*Rite
    6*Yeah.
    7*Should be.
     

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