If you sign an application to be a joint account holder but you are under 18 can you be held responsible for the account?
Maybe... Depends upon the state... Matty is an AU on his parents accounts and even has some of his own and he is under 18. Some make it legal for 16, but most are 18.
Ok, Can this account be listed on her credit report? About 6 years ago my wife signed as a joint holder but she was not 18 yet, we figured once they checked her report/application if it wasn't okay they'd say no. We have called,wrote and wrote via PFB trying to get this removed from her reports and they refuse to remove it. The account defaulted in 1997. Is there anything else I can do?
Bkev, You may very well be correct, however I am not aware of any state where a minor, ( under the age of majority ) can be held legally accountable for any contract. Interested in the information and open to being corrected however.
I hear you Jeff and totally agree.... You need to find out what the legal age is for FL. I would suggest contacting your state Attorney General's office. You need to get a copy of the original contract also...
