I have a couple of Business questions. What is the best way to start establishing Business credit without a personal guarantee? Are secured cc a way to go? Also, perhaps someone may be able to help me with the folowing question. I am thinking of incorporating my business. At this point it is small, about 20,000 a year in revenue. I would be the sole officer/shareholder, no other employees as yet. I am in California. Would it be best tax wise , to have an S corp, or not have an S election? I am aware of the AMT in Ca but am curious for a smaller business if the tax savings would be greater for a flow through election, instead of being taxed twice, or would keeping capita in the corp and paying me a salary be best?. I apologize for being OT. 3day