Corvette MC dropped my CL in half

Discussion in 'Credit Talk' started by sal826, Jul 3, 2003.

  1. sal826

    sal826 Well-Known Member

    How nice of household bank, they decided to cut my measly $600 cl to $305 on my 3 month anniversary having their wonderful card (dont ask me what the $5 is for)

    This account has never been late, nor do I carry a balance.

    -Sal
     
  2. GEORGE

    GEORGE Well-Known Member

    Call and ask why...OR JUST CUT IT UP IN 100 LITTLE PIECES AND SEND IT BACK!!!
     
  3. DOITMYSELF

    DOITMYSELF Well-Known Member

    I would find out WHY they decided to drop your limit. If they do NOT raise it back to your original amount (maybe more) and you donâ??t need the card CUT IT UP!
     
  4. pnwman

    pnwman Well-Known Member

    Did you apply for the card when you had items in dispute?

    Has HH pulled either a hard or a soft since then?
     
  5. sal826

    sal826 Well-Known Member

    pnwman,

    Yes I did, but there was only a 30 point score difference.

    Also, I have noticed a recent soft pulled from HH bank on my experian.



    -Sal
     
  6. pnwman

    pnwman Well-Known Member

    So I think you have your answer there although it would be interesting to call them and see exactly what they said.

    P.S. Others warned about exactly what happened to you. I was approved in April and haven't seen a decrease but it still could happen. At any credit limit you have a prime card that is building good credit. I personally would keep it.
     
  7. DOITMYSELF

    DOITMYSELF Well-Known Member

    Re: Re: Corvette MC dropped my CL in half

    GREAT point pnwman. This sheds a whole new light on WHY the CC cut the limit on the card. IF this is a card you need then you will have to bit the bullet and keep the card even though they decreased the limit.
     

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