It use to be Sunday's at 6pm PST at Creditmania. Now that Creditnet has their own chat client, I'm not sure what the deal is. Usually when someone wants to chat, they just post a message on the board and wait for others to join.
I think it would be a good idea to have a set hour during the day or night. I have visited the chat room and there is never anybody there. I am usually available during day hours on yahoo messenger under cdlconsultants, sorry I missed you MP40$ www.creditsense.com
The scheduled chat time is Sunday at 9PM EDT. However, any time you want to chat, post a message that you are there. If you post it, they will come...... I always post creative little things like "free cookies and milk in chat" or "karaoke and free beer in chat" - they log in! We really do sing (just the words) and hand out cybersuds, LOL. breeze
IF YOU ARE THE ONLY ONE IN THE CHAT.......you won't be accused of "HOGGING" the stage... That is all...