Re: Re: Re: Re: Re: Couple of quick questions.... OK, Now I'm interested. I have a consolidated student loan that was consolidated back in 1998. I've deferred and forbearanced it for the past 5 years. Are you trying to claim if I wait 2 more years they fall off of my CR? Surely that is incorrect.
Re: Re: Re: Re: Re: Re: Couple of quick questions.... No. The seven year SOL would start once the account defaulted, and yours are fine. You would have to end the foreberance, let the accounts default and then wait another seven years. And that's just the statute of limitations on credit reporting. Personally I don't know what the SOL is on collecting student loans, or even if there is one.
Re: Re: Re: Re: Re: Re: Re: Couple of quick questions.... Mycroft is right. See, I went into default immediately after graduating from college. I had no concept of what "good credit" was. I had never seen a credit report at that point. The CA for the student loans called me right up to the time the negs came off my report and I have not heard from them since. In your case, several years have not gone by - you are not even in default. The 7-year-option does not look like a viable one for you.
Could you give a little more detail on the dispute process for SL's? I need to get the late pays from mine removed.
Re: Re: Re: Re: Re: Re: Re: Couple of quick questions.... There isn't an SOL on student loan collections.
Re: Re: Re: Re: Couple of quick questions.... Why doesn't it (i.e. SOL) count for student loans? I had student loans.... they're gone off my report now. ____________________________ 1. Because you will always benefit financially from your education. Your education will never be of non-use to you. 2. And because it's the US Government that you stiffed. They never forget.
Re: Re: Re: Re: Couple of quick questions.... Why doesn't it (i.e. SOL) count for student loans? I had student loans.... they're gone off my report now. There is a limit at age 50. My SIL's are off her report, but if she gets a federal tax refund it's taken and applied. If yours hasn't been taken then your lucky. Melissa
Re: Re: Re: Re: Re: Couple of quick questions.... quote: originally posted by lbrown59 _____________________________________ Giving them the refund is plain dumb ______________________________________ I told her and she's upped dependents to 10 so hopefully it'll never happen again.
