I was just debating on whether or not to keep credit expert! I think they do this on purpose. The first week I had credit expert my report dropped 16 points (just bought a house and added new credit card debt). However today it is back up to 685!! Only change was my revolving debt is back until 50% of my available credit. After March this will be down to less than 35% hopefully I can jump the 700 hurdle! As for equifax?? That is around 650 right now because they have me listed as late on one of my car payments over 5 years ago. Experian has me up to date.!! I am definately paying the $75 for credit expert!
Credit Expert Ibelieve gives unlimited access to Experian credit profile and credit score. Is there similar service from Trans Union and Equifax? Thanks.
You are probably over 700 already. I had a mortgage report pulled--all my scores are over 700--CE reports that I am at 657. I only keep it for the free reports as often as I want them! cariba
