I have been a member here for 7 weeks, and I just wanted to post my results!! At the start 19 derogs: EQUIFAX DEROGS. Discover R9/ DELETED 1x30 days late, 1x60 days late 4x90 days late Fleet bank / DELETED 3x30 days late Fleet National bank/DELETED 3x30 days late Northern utilities/DELETED Charge off Sears R9/REMAINS,(due to come off in Dec) 2x30 dys late, 1x60 and 5x90+ days late Filenes /updated w/ goodwill letter, pays as agreed 31 x90+ days late Lien filed amount $695/deleted **One derog left, Sears, comes off in DEC.** TU: State tax lien $695 / DELETED Civil judgement $316/ DELETED Paid Tax lien $695/ DELETED Sears charge off/ DELETED Macys charge off / DELETED Filenes 34x 90+ days late /Updated w/ goodwill-never late Fleet Ntl Bank 6x 30+ days late/Deleted **no Derogs left** EXP: (I hate them!) District court civil judgement $255, verified twice Discover Charge off/ DELETED Filenes Past due 150+ days /updated w/ goodwill Macys Charge off /DELETED Sears Paid settlement/charge off /Verified but comes off in Dec **2 remain, one falling off in Dec. Judgement? Who knows??** Out of 19 derogs, 3 are left (2 being sears that fall off on their own in a few months--I just sent letters disputing as obsolete) I'm quite proud of myself--if I can do it, anyone can. Now, onto my hubbies, and his will be much harder I'm afraid!! Thank you Creditnet, and to all the people here who have answered my monotonous questions!!!
7 weeks? What took you so long? HaHa. Just kidding. That is absolutely tremendous, fantastic, super and unbelievable progress for such a short period of time. Congrats!! It took me from March 2001 til Jan. 2002 to get mine cleaned up. Of course, I had about 50 total between the 3 stooges. Great Job.
