CRA/CA question

Discussion in 'Credit Talk' started by timmyq, Sep 29, 2002.

  1. timmyq

    timmyq Well-Known Member

    Has anyone ever successfully deleted a collection from a CRA only to have the CA report it again?
     
  2. tracyb0313

    tracyb0313 Well-Known Member

    I'm sure it happens all the time, but the CRA has to notify w/in 5 days after it gets rereported. That's where you get them! Now, a good ?? would be, has anyone successfully had an item deleted after reinsertion just because the CRA failed to notify you??
     
  3. LKH

    LKH Well-Known Member

    Yep. I had it done a few times with gulf state/osi. They would change 1 # in the acct and change it from gulf state to osi. Then the cra has no obligation to inform you as it appears to be a different acct. I went round and round with equifax on this. I finally went straight to gulf state's compliance mgr and got it taken care of.
     
  4. timmyq

    timmyq Well-Known Member

    Is that practice illegal? What did you do to get them to stop doing it?
     
  5. whyspers

    whyspers Well-Known Member

    Yup...also had it happen with Gulfstate. Fortunately, I just re-faxed the UDF Gulfstate sent to me to Equifax and it came off again and hasn't reappeared since.


    L
     

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