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Discussion in 'Credit Talk' started by RichGuy, Jul 10, 2000.
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It may be TransUnion. I opened an account on May 3rd, but the inquiry didn't show on my Experian or Equifax reports on June 26th.
As far as I know Discover uses TransUnion for the intial application. If you are approved and subsequently request a credit limit increase, they use Equifax.
Thanks to each of you for sharing your information. I love this site.
I think it depends on where you live, when I applied for the card they pulled equifax.
I live in South Carolina.
On the CreditMania website:
(www.creditmania.com), Discover or Novus is listed as pulling either TransUnion or Equifax. Perhaps the deciding factor is where you live, or perhaps it is the type of transaction you have initiated (plat. app vs. standard card)