Which have you found works best? Sending letters directly to the CRA, or to the CA's and/or Original creditors? Ive just sent off my first round of validation requests - i sent all of them to the CA's or Original Creditors if theyve never gone to CAs. I did submit an online dispute through Experian (taking it one CRA at a time). Ive read and read and read, and im not sure yet which is the most popular way to approach it, or which has had the most success. Any info would be appreciated! Thanks! Rain...