If you have a charge-off that is posted as having a status of "Opened" by one bureau, and "Closed" by another, what is the difference? Does this affect your score differently? How about the same question, but for a paid collection? I have a "paid collection," and it only seems logical that it be listed as "Closed." Why would it be posted as "Open?" Finally, is disputing the status--to have it changed--something difficult to have accomplished? Peace out.
Disputing these listing's current status would not be difficult at all. It is your legal right to do so anyways. If it's a paid debt it SHOULD be listed as closed so you should definitely dispute this. If you need help on how the disputing process works you are welcomed to visit our free advice website section at: http://www.creditinsiders.com/freetips.html Good luck to you! Alex ------------ Free Credit repair help! http://www.Creditinsiders.com