Separate names with a comma.
Discussion in 'Credit Talk' started by KristyW, Jul 24, 2001.
There has to be a way to sue the pants off of these guys.
Barclaycard Ring™ Mastercard®
No annual fee, No balance transfer fees, No foreign transaction fees, Low interest!
CREDIT CARD WITH NO ANNUAL FEEBarclaycard Ring™ Mastercard®
Credit One Unsecured Visa®for Rebuilding Credit
Credit card for people with bad credit to rebuild credit!
BAD CREDIT CREDIT CARDCredit One Bank® Rebuild Credit
First Access VISA® Credit Card
Access to credit even with bad or limited credit! Reports to 3 major credit bureaus and accepted wherever you see the Visa® sign. Get application response in 60 seconds.
CREDIT CARD FOR BAD CREDITFirst Access VISA®
Green Dot primor® Visa®Classic Secured Credit Card
Credit lines available up to $5,000! Reports to three national credit bureaus; perfect card for reestablishing credit. Guaranteed approval*!
SECURED CARD FOR REBUILDING CREDITprimor Secured Visa Classic
Credit One Bank® Unsecured Visa® with Cash Back Rewards
Get cash back on every purchase. Unsecured credit card with monthly monitoring for credit line increases. Improve your credit history with responsible use.
CASH BACK UNSECURED VISACredit One Bank
Oh, I'd sue and not settle!!!
What would you like from them? You'll get it. Cut their legs out from under them
That is just sad. There has to be a way to track down who put that there and sue for Deflamation of Character or some other legal artsy-fartsy term.
To be fair the the CRA's, not that I want to, it could have been submitted from a credit app and automatically posted there, right? I would hope that a CSR would not really transfer that to someones record.
Either way, thas just awfull. I hope you help this person. Talk about a blow to self esteem.....
If her report, with that comment on it, was released to any potential creditor or employer, I think she has a civil lawsuit for malicious defamation.
As far as FCRA goes, I think she would have to dispute it, then if they didn't remove it, she could sue for FCRA violations.
But the civil suit for malicious defamation would not have to fall under the FCRA, I don't think. Reporting a fact is one thing, reporting a comment, someone's opinion, is a totally different thing. She should take that report to a lawyer who would take the case on a contingency basis. Whether or not they'll take it depends on the damages they think they can sue for.
If she has no damages, then it's best to file a complaint with the FTC, and the BBB for the comment, and dispute it to get it off.
Thanks, guys, I will pass along your comments. It is really sad that this would slip through. It could have been some kid trying to be funny at someone else's expense - what a loser.
Remember: if that person wants to sue make sure SOME creditor sees the report
Def: consumer report is one sent to an outside party (us seeing it doesn't cut it).
(this is from an 4.7 million verdict reversed upon appeal: his file was only seen by him). What a joke.
Also, set up harms... try to get declined. Then sue!!!
It's interesting and certainly they'd cut her a check to drop a lawsuit.
It probably was, but if that report is being sent out to potential creditors, the CRA is the one responsible.
Yes, the CRA's should be exercisizing some kind of quality control. They should have never included it in her file.
LOL, Kristy, they use us for QA. We just need to make it more expensive, so they bring it inhouse.