CRA reporting same item as POS/NEG

Discussion in 'Credit Talk' started by gavenraj, Aug 7, 2002.

  1. gavenraj

    gavenraj Well-Known Member

    All,

    Below are the same items being reported on my Experian Credit Report. One is stated as positive "Open/Never Late" and the other is being stated as positive "Paid/Current." What is the most positive thing for me to do for me to correct the item? They said this was verified as negative but I can't believe that because Equifax came back saying the correct thing that it is not late. I also noticed the Original amount on each item on the Experian is different. The negative item is off and more out of date but that is the one Experian is working from... Help!!

    Negative Item is stated as:

    Status: Paid/Current, was past due 30 days.

    Status Details:
    This account is scheduled to continue on record until 4-2004.

    This item was verified on 7-2002 and remained unchanged.

    Date Opened: 08/1996

    Type: Installment

    Reported Since: 09/1996

    Terms: 35 Months

    Date of Status: 07/1999

    Monthly Payment: $0

    Last Reported: 07/1999

    Responsibility: Individual

    Credit Limit/Original Amount: $XX,XXX

    High Balance: NA

    Recent Balance: NA

    Recent Payment: NA

    Account History:
    30 days as of 4-1997

    ---------------------------

    Positive Item is stated as:

    Status: Open/Never late.

    Date Opened: 08/1996

    Type: Installment

    Reported Since: 03/2000

    Terms: 36 Months

    Date of Status: 05/2000

    Monthly Payment: $0

    Last Reported: 05/2000

    Responsibility: Individual

    Credit Limit/Original Amount: $xx,xxx

    High Balance: NA

    Recent Balance: $0 /paid as of 05/2000

    Recent Payment: $XXX



    -Gavenraj
     

Share This Page