Hi all, Thanks to anyone who might respond. I've been doing some cleanup on Experian (quite successful thus far) but noticed something odd on my newest report. I had an old charge off account through Wells Fargo about 4 years ago (which, stupid me at the time, I paid off) and I've been fighting it the last couple of months to have it removed as a negative. This item was "verified and updated" this last June..... does this mean that the 7 year clock starts all over again?? Total bummer if it did, considering I've only got three years to go until it can be knocked off.... any thoughts? Much appreciated j80