CRA Verifies but CA hasn't w/ me

Discussion in 'Credit Talk' started by NyteAngel, Jun 3, 2004.

  1. NyteAngel

    NyteAngel Well-Known Member

    I disputed some things with the CRA's and the CA's themselves, the CA's have verified with the CRA (but not with me) and listed the items as VERIFIED CONSUMER DISPUTES (meets requirements of FDCPA)

    These were "verified with the CRA" after they received my disputes directly.

    So, they can just never verify with me and keep listing this account so long as they say I dispute it?

    Is this correct?

    Thanks in advance
     
  2. NyteAngel

    NyteAngel Well-Known Member

    I should note that while I don't recall ever receiving anything from the CA's in writing and I know I did not get any phone calls from them, it is still probably outside of the "30 day dispute" period.
     
  3. jam237

    jam237 Well-Known Member

    Does the account appear to be within the SOL for them to sue you (or can't you tell from the trade line)?
     
  4. NyteAngel

    NyteAngel Well-Known Member

    Oh it's WAY outside of the SOL to sue me =)
     
  5. lbrown59

    lbrown59 Well-Known Member

    I should note that while I don't recall ever receiving anything from the CA's in writing and I know I did not get any phone calls from them, it is still probably outside of the "30 day dispute" period.
    NyteAngel
    >>
    There is a 30 day assumption period it is not a dispute time frame.

    ><- <>- ><- <> ~~~ ><- <>- ><- <> ><- <>- ><- <> ~~~ ><- <>- ><- <>
    Never read the fine print. There ain't no way you're going to like it.
     
  6. NyteAngel

    NyteAngel Well-Known Member

    slow server, double post - sorry
     
  7. NyteAngel

    NyteAngel Well-Known Member

    none of them will even bother with the validation either, two marked it "in dispute" (well, one only my my ex report, not on tu or eq) one has not, and the other (arrow) deleted all remarks from my CR!

    *shrug* this game is stressing me out ;)

    I need to sue one and they have no person to serve in California.. fun stuff.
     

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