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Discussion in 'Credit Talk' started by HOMEN2004, Sep 20, 2003.
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Do you have a copy of the UDF? If so, send it to TU with an ITS letter. If the offending entry isn't gone in 30 days, file suit.
In your suit you would use as your law the following:
1. Establish Jurisdiction with FCRA 618 (15 USC 1681p) and your state laws.
2: Establish a cause of action with your ITS letter.
3: Establish a violation of law with FCRA 611(a)(1)(A).
4: Establish requirement to act on Consumer Provided information with FCRA 611(a)(4).
5: Establish rebuttal to CRA's assertion that it uses "reasonable procedures" with the FTC Harris letter (March 22, 1999)
6: Establish requirement to maintain "maximum accuracy" with FCRA 607(b).
7: Establish wilful noncompliance with FCRA 616(A)(1)(a) AND Punitive damages with FCRA 616(a)(2).
How's THAT for a roadmap?