and they did it quickly! the *(^^%#@'s! I was hoping to drag this out, oh well. They sent me a copy of the lease that stipulates the lease termination fee. What's next? I guess I should call them up and haggle, offer 60%. On a better note, we re-financed our van with NavyFed at 5.9%, $13 less in payments a month and we get a 1 month deferment, not to mention they 'gave' us $100, in our savings acct. and I get to get my $100 out of the savings acct. i was forced to open at the other c.u.