Crapital One Validation Violation?

Discussion in 'Credit Talk' started by NumbSkull, May 4, 2012.

  1. NumbSkull

    NumbSkull Well-Known Member

    Sent out a modified nutcase Validation request CMRRR.
    Got this back 7 days later:

    Thanks for your letter.
    Please send us the following info by (60 days after my 1st letter for Val Req)

    Any supporting info such as you credit report.

    A copy of this letter.

    A copy of your modified nutcase Val Req

    Additional items below:

    full 19 digit account number
    full 9 digit SSN
    Supporting documents such as CR showing the incorrect information
    The exact nature of yoiur dispute
    Date of birth
    Address on file with Crap One
    Current Address

    Remeber we can't take action on your request until you send us that stuff.
    Once we get your self valdating documents we will get back to you in 30 days.
    Signed,
    Crap One

    SO, what do I do in this situation? I had previously disputed with CA.
     
  2. jam237

    jam237 Well-Known Member

    An OC is not required to provide validation, because in most circumstances an OC isn't bound by the FDCPA which is the only law that requires VALIDATION.
     
  3. NumbSkull

    NumbSkull Well-Known Member

    Uh Oh! So looks like I have more reading to do. How do I nudge them towards delete?
     
  4. jam237

    jam237 Well-Known Member

    Are there any factual errors in the reporting details?
     

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