I have read that the CRA's share information. This seems to hold true, only when it can hurt your score. This is my problem. Disputed OC and CA on same acount with EXP and EQU. EXP deletes both tradelines. EQU deletes CA, but verifies OC, with some explanation that same name, SSN, so is verified. How can EXP delete, but Equifax verify? TU still pending. On another account that just OC showing up, EXP deletes whole tradeline, EQU verifies as 120 days past due, I know that no payments made since at least early 99, then in history, account shows charge off/collections since 1999. Makes no sense to me.