I have 5 lates showing up on 2 of my reports from earlier this year. They are 60 and 90 day lates. I was in the middle of a forbearance appeal and was unemployed and did not have the 1500 to pay. Anyway, the forbearance was approved and applied retroactively. It lasted from January - July 2003. I disputed the lates with TU and EQFX and stated, never late due to loans being on forbearance. My question is..do you think the CRAs will simply ask if I was ever late or will they ask if it's true that they were in forbearance? The student loan company says they cannot fix anything on the credit report..that it is up to the credit reporting agency to contact THEM. They say they can't initiate contact with them which i know is bullshit. Anyway, any tips on how to deal with this?
