If your going after a CRA for inaccurate data, you might check out your state laws too. They could be in violation of both federal and state laws. Here in Texas they have the Texas Business and Commerce Code which covers Credit Reporting Agencies too....very similar to the FCRA. For an example, this is Texas: http://www.occc.state.tx.us/pages/Legal/Laws/misc/BCcode.html This is the chapter and sections for CRA's: Chapter 20. Regulation of Consumer Credit Reporting Agencies 20.06, 20.07, 20.08, 20.09
