Hello, When my wife and I got our mortgage, Wells Fargo picked up the paper. They immediately sold the paper to 1st Nationwide. In looking at my PG report, all 3 CRAs report it slightly different. Equifax reports it the MOST accurate as far as proper beginning and ending date (the time the loan was transfered to CITI Mortgage). Experian reports only 5 of the 9 months. They left out a couple in the beginning and the ending. Trans Union reports only four months. What can I do about this? Our first payment was last August, and has been on time ever since. Will is raise our scores if the others report it correctly? Thanks!, Dave
It should be reported FROM THE BEGINNING!!! Not from when it was bought...(it could be SOLD 5 more times before 30 years is gone) You can send a dispute to each CRA and state exactly what is WRONG...
