I had disputed and had several collection accounts from Experian and low and behold they have returned on my Trans Union report when they were never here in the first place. Do they buy this information off of each other? My TransUnion was clean a few days ago and now I have lost 45 points and am devastated since I will be shopping for a home loan next month. Anyone ever see this happen? Kara
Hi Kara, CRA's don't sell each other information, they exchange it freely and free of charge. We're workin on it. When you go for a mortgage they take your MIDDLE score, throwing out the highest and lowest.
