Re: Re: Re: Re: CRA'S SUCK !!! BK Iminent!! I am also assuming that I should send the letter which costs me almost 4 bucks so that I get a green card, am I right?(certified read reciept) [/B][/QUOTE] I agree with LB that most of the time it is not wise to speak with them (CA) on the phone. If you are seeking verification of a debt from a CA I ALWAYS send it CRRR but if you are trying to settle a debt then it is *MY* opinion that you don't need to send it CRRR. Unlike a verification request even if they do get your settlement letter they do not have to reply or accept the terms of it.