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Discussion in 'Credit Talk' started by JD, Feb 7, 2001.
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First I'd call and see if you can get those addresses deleted by phone. Then you can tackle the judgement. Did they tell you who or what the judgement was for? By law, they have to disclose that information to you. If you call they will probably tell you.
Hi Jamie - Not a lot of money, 350.00. The report lists the company as "All Cycle Waste." Sounds like someone had a big garbage bill!!
Also - Jamie - you were trying to help me with the Ford Credit problem. This experian report I just got only shows one Ford Credit account and it has "never late" for a payment record.
Congratulations, that was quick. Took me 2.5 years of constant complaining.
Oh, the garbage bill, shouldn't be a problem. Could it be linked to one of those eronious addresses?
I still have two reports to go. If it shows the same on those, then I'll feel better.
How did you get results so quickly?
The delinquent info re Ford Credit appeared on a copy of my cr the bank gave me. That's the one that shows an empirica score. I think that may have come from Trans Union, it doesn't really say anywhere on the report. The Experien report is the one with the positive info re Ford Credit. That report I received in the mail today after ordering it on-line on Friday. I am still waiting for copies of the Trans Union and Equifax reports.
So maybe it was never reported to Experian? That happened to me. I have a collection acct on my Equifax and TU. But its not on Experian. Lucky for me, that one is perfect. We were told by Ford Credit that Experian is our main Credit Reporting Agency.