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Discussion in 'Credit Talk' started by Shawn, Nov 30, 2000.
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Is it legal that they reported on 11/99? Yes, they can keep it on your report for 7 years, but if this repo happened back in 02/93 then this information is outdated and it should be removed from your report. You can write a dispute letter to Experian and ask to have it removed, here's a sample dispute letter to give you an idea: