Separate names with a comma.
Discussion in 'Credit Talk' started by confused, Jan 5, 2001.
Barclaycard Ring™ Mastercard®
No annual fee, No balance transfer fees, No foreign transaction fees, Low interest!
CREDIT CARD WITH NO ANNUAL FEEBarclaycard Ring™ Mastercard®
Credit One Unsecured Visa®for Rebuilding Credit
Credit card for people with bad credit to rebuild credit!
BAD CREDIT CREDIT CARDCredit One Bank® Rebuild Credit
First Access VISA® Credit Card
Access to credit even with bad or limited credit! Reports to 3 major credit bureaus and accepted wherever you see the Visa® sign. Get application response in 60 seconds.
CREDIT CARD FOR BAD CREDITFirst Access VISA®
Green Dot primor® Visa®Classic Secured Credit Card
Credit lines available up to $5,000! Reports to three national credit bureaus; perfect card for reestablishing credit. Guaranteed approval*!
SECURED CARD FOR REBUILDING CREDITprimor Secured Visa Classic
Credit One Bank® Unsecured Visa® with Cash Back Rewards
Get cash back on every purchase. Unsecured credit card with monthly monitoring for credit line increases. Improve your credit history with responsible use.
CASH BACK UNSECURED VISACredit One Bank
I'm amazed that you have trouble with it...other creditors probably see the $1.00 collection and LAUGH...NOT AT YOU, BUT THE IDIOT THAT PUT IT THERE!!!
IT PROBABLY COST THEM $5.00 TO PUT IT ON YOUR REPORT!!!
Exactly! I even tried to convince them of that and they won't take it off. I'm stuck with that bull for 7 years and the interest isn't even worth billing me for it. I would gladly pay it if they'd take it off but they won't.
Just reading your post made me very angry. Get real. $1? That is just too stupid for comment. I'm curious who put it on your report? I just rec'd an updated TransUnion report that has a collection on it for $12, from of all places, Sprint. I've no idea what it is for, but it makes me mad because it was just posted recently and I know that I've never been contacted about $12, I would remember. GRRRR
While we're on the subject of rediculious collections, and such, I have a judgement on my report for a lowsy $60. No if I knew someone was taking me to court for 60 stinking dollars, don't you think I would of paid it before it got to court?
Confused, you can try to remove this entry from your report. If it is some kind of mistake, CRAs are required by law to remove it. If it is not, then I think you should send them the payment - paid collection account is better than unpaid. I am really sorry that it will stay on your report for 7 years in this case.
As for the amount, it does not matter. The creditor probably wants to punish you even if they know that their cost is higher than the amount of debt. You would probably send the same message to the person who did not pay you back.
First off, I seriously doubt that many people would f*(%up someones report over $1. Secondly, I have read numerous times here and other boards, that a paid collection or charge off is no better than an unpaid one, as far as your credit report and score is concerned.