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Discussion in 'Credit Talk' started by Sandra, Nov 10, 2000.
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When I was dealing with Equifax, I disputed as soon as I received my report. After they had finished the investigation, right away, I disputed again. And again. Until all of the incorrect info was deleted. The last investigation did not drop one of the false charges, so I'm in the process of writing letters, etc. to the creditor.
But I have never dealt with Experian. Be careful though, because I read on Creditmania.com that you should actually wait 60 days before disputing an item again. They might classify your disputes as "frivolous". That's really stupid of them and who cares what they think anyway. It's important to people like you and I, especially when the info on your report is inaccurate!
Hope this helps. Good luck!!
I'd no less than 60 days, unless it's pertaining to something you've already disputed and they've verified it.
Personally, I've had great luck with disputing items with Experian and TU, and a terrible time with Equifax because of the way they handle reports from my area of the state.