Separate names with a comma.
Discussion in 'Credit Talk' started by Erin, Apr 16, 2000.
Barclaycard Ring™ Mastercard®
No annual fee, No balance transfer fees, No foreign transaction fees, Low interest!
CREDIT CARD WITH NO ANNUAL FEEBarclaycard Ring™ Mastercard®
Credit One Unsecured Visa®for Rebuilding Credit
Credit card for people with bad credit to rebuild credit!
BAD CREDIT CREDIT CARDCredit One Bank® Rebuild Credit
First Access Visa® Credit Card
Access to credit even with bad or limited credit! Reports to 3 major credit bureaus and accepted wherever you see the Visa® sign nationwide. Get application response in 60 seconds.
CREDIT CARD FOR BAD CREDITFirst Access VISA®
Green Dot primor® Visa®Classic Secured Credit Card
Credit lines available up to $5,000! Reports to three national credit bureaus; perfect card for reestablishing credit.
SECURED CARD FOR REBUILDING CREDITprimor Secured Visa Classic
Credit One Bank® Unsecured Visa® with Cash Back Rewards
Get cash back on every purchase. Unsecured credit card with monthly monitoring for credit line increases. Improve your credit history with responsible use.
CASH BACK UNSECURED VISACredit One Bank
I'm assuming you were denied credit for the furniture although your message did not specify. If you were denied credit, you are entitled to a free copy of your credit report within 60 days of your denial. You can either do this online at the equifax web site or call them directly. After you receive your copy, carefully analyze it. If you discover a problem and in good faith cannot resolve the problem with the creditor, you can have the credit bureau investigate it for you. The instructions on how to do this will come with your credit report copy. Once the bureau investigates and the problem is unverifiable, the incorrect or negative information has to be erased. Good luck.
If you only have one credit line (your credit card), this is really considered no credit history. Creditors like to see at least 3 trades on your report.
Also, remember, you just need to send a copy of your denial letter to the bureaus and be specific about requesting your free report. What you are doing is good to establish credit, but you may want to consider getting another trade besides your furniture loan. (May I suggest a secured card?) There is no guarantee that the furniture loan will appear on your credit report.