Does anyone have any insight as to what time of year credit card companies are more likely to approve you or does it even matter? Do they fluctuate their approval criteria at all during the year? Thanks, Sledge
Not sure about CC offers, but I have observed that balance transfer "teaser rate" offers (that time out in 6 months) kick up around Christmas and tax time. Better term BT offers (low rate til paid) tend to come out slightly after these periods.
