I have a 601 fico and I have barely any debt now. I have one charge off from Capital one which they put it on a mastercard and now I have a $600.00 since I paid that debt. Also I have another cc that I pay annual fees. I want another credit card that has a higher limit. with no fees attached to this? What can I do? I haven't applied because I"m afraid of getting turned down. Let me know from you guys experiences. Thanks