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Discussion in 'Credit Talk' started by credit car, Nov 10, 2000.
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RE: credit card dispute proces
When the credit card company receives a dispute like this they usually investigate the matter with the merchant that sold the product or service.
Then if this is determined to be a fraudulent charge 1 of 2 things happens, the merchant issues a refund back to your account, or your credit card company will do a "ChargeBack" on the fraudulent transaction, retreiving the funds from the merchant's bank account.
Either way, you will get your money back, this does not affect your credit in any way.
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